Risk Warning

THE INVESTING IN OR TRADING OF FINANCIAL INSTRUMENTS (FOREX, STOCK INDEXES, BONDS, COMMODITIES, FUTURES, OPTIONS, CFDS ETC.) CARRIES A HIGH LEVEL OF RISK, ESPECIALLY IF LEVERAGE IS INVOLVED. BEFORE DECIDING TO THROW MONEY AT THE MARKETS YOU SHOULD CAREFULLY EVALUATE YOUR INVESTMENT OBJECTIVES, LEVEL OF EXPERIENCE AND RISK APPETITE.

ALL THE INFORMATION CONTAINED ON THIS WEBSITE DOES NOT CONSTITUTE INVESTMENT OR TRADING ADVICE AND IS FOR INFORMATIONAL PURPOSES ONLY.

WE WILL NOT ACCEPT LIABILITY FOR ANY LOSS, DAMAGE OR LOSS OF PROFITS WHICH MAY ARISE DIRECTLY OR INDIRECTLY FROM THE USE OF OR RELIANCE ON THIS INFORMATION.

 

Terms and Conditions ("Terms")

Last updated: July 21, 2015

Please read these Terms and Conditions ("Terms", "Terms of Service", "Terms of Use") carefully before using the http://www.ecofinlab.com/ website (the "Service") operated by Pulse Analytics (Pty) Ltd ("us", "we", "our"). "You", "your", the "user" refers to you, the person accessing the Service, whether that is in a personal capacity or as a business.

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

The Service uses cookies; by using the Service or agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms of our Privacy Policy ("Privacy").

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of Pulse Analytics (Pty) Ltd and its licensors. The Service is protected by copyright, trademark, and other laws of both South Africa and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Pulse Analytics (Pty) Ltd.

Our economic and financial database ("EcoFinDb") which consists of manually collected data from official sources and calculated statistics derived from that data is protected by international database copyright law. You may not copy and/or redistribute the data in any way without the prior written consent of Pulse Analytics (Pty) Ltd.

License To Use Website

You may (i) view pages from the Service in a web browser; (ii) download pages from the Service for caching in a web browser and (iii) use the Service by means of a web browser. You may not download any material from the Service or save any such material to your computer. Unless you own or control the relevant rights in the material, you may not (i) republish, sell, rent or sub-license material from the Service; (ii) show any material from the Service in public; (iii) exploit material from the Service for a commercial purpose; or (iv) redistribute material from the Service.

Links To Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Pulse Analytics (Pty) Ltd.

Pulse Analytics (Pty) Ltd has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Pulse Analytics (Pty) Ltd shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Acceptable use

You may not (i) use the Service in any way or take any action that causes, or may cause, damage to the Service or impairment of the performance, availability or accessibility of the Service; (ii) conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our Service without our express written consent; or (iii) access or otherwise interact with our Service using any robot, spider or other automated means.

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. You may not circumvent or bypass, or attempt to circumvent or bypass, any access restrictions on our Service.

Upon termination, your right to use the Service will immediately cease.

Limitation Of Liability

In no event shall Pulse Analytics (Pty) Ltd, nor its directors, employees, authors, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

The content of the Service as well as the specific material presented in our Blog are our author's own personal views or opinions and are provided for informational purposes only. The information within the Service is not to be used or considered as an offer to buy, hold, sell or subscribe to securities, investment products or other financial instruments, nor to constitute any advice or recommendation with respect to such securities, investment products or other financial instruments.

The investing in or trading of financial instruments is inherently risky and the Service is geared towards experienced financial investors and traders. We do not endorse the investing in or trading of financial securities, nor is it our intent to influence you or alter your current trading methodology. Therefore, Pulse Analytics (Pty) Ltd shall not be held liable for investment or trading decisions based on information hosted on or from the Service.

You should independently evaluate particular investments and consult an independent financial adviser before making any investments or entering into any transaction in relation to any securities mentioned in the Service.

Information, statements, views and opinions expressed within the Service as of the date of publication are subject to change without further notice, and its use is at your own sole peril.

Limited warranties

Your use of the Service is at your sole risk. The Service is provided on an "as is" and "as available" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

Pulse Analytics (Pty) Ltd, its subsidiaries, affiliates, and its licensors do not warrant that (i) the Service will function uninterrupted, secure or available at any particular time or location; (ii) the completeness or accuracy of the information published on the Service; (iii) any errors or defects will be corrected; (iv) the material on the Service is up to date; (v) the Service is free of viruses or other harmful components; or (vi) the results of using the Service will meet your requirements.

We reserve the right to discontinue or alter any or all of the Service, and to stop the Service, at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in these terms and conditions, you will not be entitled to any compensation or other payment upon the discontinuance, alteration or stopping of the Service.

Governing Law

These Terms shall be governed and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Third party rights

A contract under these terms and conditions is for our benefit and your benefit, and is not intended to benefit or be enforceable by any third party. The exercise of the parties' rights under a contract under these terms and conditions is not subject to the consent of any third party.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Our details

Pulse Analytics (Pty) Ltd is registered in South Africa under registration number 2015/112352/07.

Our registered office and principal place of business is at 1 Barrow Road, Tygerhof, Milnerton, Cape Town, South Africa, 7441.

If you have any questions about these Terms, please contact us.

 

Privacy Policy ("Privacy")

Last updated: July 21, 2015

Pulse Analytics (Pty) Ltd ("us", "we", "our") operates the http://www.ecofinlab.com/ website (the "Service"). "You", "your", the "user" refers to you, the person accessing the Service, whether that is in a personal capacity or as a business.

This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.

We will not use or share your information with anyone except as described in this Privacy Policy.

We use your Personal Information for providing and improving the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at http://www.ecofinlab.com/Home/Legal/

Information Collection And Use

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to, your email address and name ("Personal Information").

Log Data

We collect information that your browser sends whenever you visit our Service ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.

In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this type of information in order to increase our Service's functionality. These third party service providers have their own privacy policies addressing how they use such information.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive.

We use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

DoubleClick Cookie

Google, as a third party vendor, uses cookies to serve ads on our Service. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other web sites on the Internet.

You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page.

Behavioral Remarketing

Pulse Analytics (Pty) Ltd uses remarketing services to advertise on third party web sites to you after you visited our Service. We, and our third party vendors, use cookies to inform, optimize and serve ads based on your past visits to our Service.

  • Google

    Google AdWords remarketing service is provided by Google Inc.

    You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page.

    Google also recommends installing the Google Analytics Opt-out Browser Add-on for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.

    For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page.

Service Providers

We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

We will never exchange your Personal Information in any commercial transaction.

Communications

We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.

Compliance With Laws

We will disclose your Personal Information where required to do so by law or subpoena or if we believe that such action is necessary to comply with the law and the reasonable requests of law enforcement or to protect the security or integrity of our Service.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

International Transfer

Your information, including Personal Information, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside South Africa and choose to provide information to us, please note that we transfer the information, including Personal Information, to South Africa and process it there.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy

Our Service does not address anyone under the age of 13 ("Children").

We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your Children has provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a children under age 13 without verification of parental consent, we take steps to remove that information from our servers.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Our details

Pulse Analytics (Pty) Ltd is registered in South Africa under registration number 2015/112352/07.

Our registered office and principal place of business is at 1 Barrow Road, Tygerhof, Milnerton, Cape Town, South Africa, 7441.

If you have any questions about these Terms, please contact us.